2005 Regular Session Highlights
by: Carla Roberts
Bill 77 by Senator Cravins (Defeated)
would have repealed Act 689 of the 2004 Regular Session. Act 689 stated that
where burial policies provided both a full funeral and a face value, the
insurance company only has to cover an amount not to exceed the face value of
the policy. AARP supported the bill and the insurance industry opposed it. The
bill was reported favorable in the Senate Insurance Committee but was defeated
on the Senate floor with reconsideration requested by the author.
Bill 185 by Senator Cravins (Act 498) permits certified professional
staff in the office of youth services who work with juvenile inmates and who had
previously worked for 20 or more years in a parish school system to enroll for
health insurance with the Office of Group Benefits. Some school boards offer
health insurance through insurance companies other than OGB. This had created a
disincentive for employees from parish school boards such as New Orleans and
Baton Rouge from moving to work in special school districts, such as the one
which provides for training to juvenile offenders.
Bill 36 by Representative Farrar (Act 505) mandates health insurance
companies to cover colorectal cancer screening.
Bill 319 by Representative Moorish (Act 217)
changes the method of calculating homeowner's insurance premiums by the
Louisiana Citizens Property Insurance Corporation from 10% above the average
cost in the parish to 10% above the average in state. The change was made to
lower the premiums of certain coastal parishes that had very few homeowners'
insurance companies writing insurance in the given parish.